Guide Guide Copyright by en Thu, 19 Jul 2018 05:16:23 -0400 The Value of Patience When Applying for Right to Buy Mortgage Once you have been a tenant in a council property for over three years, you are already eligible to buy that home at a discounted price. This is stated in the right to buy mortgage, a program that started in the late 80’s. The notion is that those who have resided in the same property for years must have the right to buy the said property and have the title under their name at a discounted]]> Guide Editor Mon, 12 Feb 2018 00:40:55 -0500 Buying a home? Is a Homebuyer Report Worth the Cost? Are you thinking about buying a home? You don’t want any nasty surprises after you move in. But is it worth paying for a homebuyer report before sealing the deal? The term 'survey' is bandied around a lot by estate agents and others involved in buying and selling property. But don’t be confused; there is more than one type of survey which might be useful for a homebuyer according to]]> Guide Editor Thu, 08 Feb 2018 08:24:10 -0500 A Realistic Look at the Different Kinds of Mortgages and How to Select the Best for Your Needs Everyone dreams of having their own property – their own piece of paradise – when the right time comes. And whilst some take longer than others to fulfill that dream, it doesn’t mean that it’s unattainable. Anyone can have their dream home with the right planning and the proper foresight. But not everyone can afford to pay for their home outright with cash; chances are,]]> Guide Editor Thu, 08 Feb 2018 08:03:18 -0500 Important Questions to Ask Before Getting a Personal Loan Between all the financial alternatives you can consider, a Personal Loan is the deadliest. Make use of personal loans appropriately and they may very well be the ladder out of your economic ditch. Make use of them wrong and it’s like attempting to put out a house fire with gasoline. Here, we’ll take a look at some of the most important factors before taking a personal loan: Personal]]> Guide Editor Mon, 08 Jan 2018 04:04:26 -0500 Buy to let buildings insurance Guide Editor Thu, 14 Dec 2017 10:32:56 -0500 Winterproof your investment property Guide Editor Fri, 01 Dec 2017 11:08:37 -0500 The Joys of Tax Season Guide Editor Sat, 25 Feb 2017 11:05:20 -0500 Property Valuation Methods         It is not unusual to find estate agents offering property valuation services. In fact, most homeowners turn to estate agents whenever they need to know how much their property is worth. This is partly because estate agents offer this service at no cost. However, the only valuation report that can be accepted by lenders is one from surveyors that are registered by the Royal Institution of]]> Guide Editor Tue, 31 Jan 2017 08:09:06 -0500 Mortgage Closing 101: What not to do before the lender has approved the deal You’re excited! The handshakes are done, the terms and conditions agreed upon as reality finally starts to sink in—you’ve just bought the dream home you’ve spent a lifetime searching for. After mercilessly pursuing your humble abode for months upon years, your hunt is finally over, except you’ve yet to sign a single document. No problem, right? The verbal agreement]]> Guide Editor Fri, 06 Nov 2015 21:51:12 -0500 Home security tips for residents living in building complexes Apartment, condominium and studio resident’s view of home security is commonly and unfortunately overlooked by the general population. However, home invaders do not necessarily target single family homes any less than they do with high or low-rise building residential areas. Apartment owners, on the other hand, are more likely to fear the community or neighborhood of which they live versus]]> Guide Editor Wed, 28 Oct 2015 22:52:10 -0400